Important Information: Service Disruptions Starting 10/4
All Branches Closed 1/20/2025
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Payment Processing

Payments are essential to the success of your business, but you’ve got so many other things to worry about as you grow your business.

To help you simplify payments and boost management efficiency, we’ve partnered with Fitech to provide you the very best in merchant (business) services.

Fitech is a leading payment processor that focuses on helping community banks — and their merchants — be more competitive in an ever-evolving payment technology market.

Services Overview

With Our Services You Can:
Accept Payments
Let customers pay the way they want—in store, on the go, online, invoiced—with credit, debit, Apple Pay and more.
Work with Payment Experts
Get full support from application to activation and beyond.
Rest Easy
Your customers' data is secure and you are provided the tools to become PCI compliant.
Access Data
Daily transactions, sales trends, batch records and more business insight—at your fingertips.
Focus on Customers
Benefit from award-winning customer service so you can get back to running your business quickly.
Create Loyalty
Strengthen customer relationships to earn customers for life.

Customized Payment Solutions

Virtual Terminal
Online Payments
Point of Sale
Mobile
Terminals
CUSTOMIZED PAYMENT SOLUTION

Virtual Terminal

Turn your computer into a credit card terminal—no special equipment needed to accept payments remotely.

Features Include:

Online Payments & Reporting
Recurrent Payments
Invoicing
CUSTOMIZED PAYMENT SOLUTION

Online Payments

Allows you to sell products and services on your website with a customized payment page.

Give Your Customers:

A Customized Checkout Experience
An Easily Accessible Way to Pay
CUSTOMIZED PAYMENT SOLUTION

Point of Sale

Retail transactions in person or online are easy with our POS solutions. Enjoy inventory management and reporting analytics at your fingertips.

Features Include:

Loyalty Programs
Employee Time Management
Cloud-based Reporting Analytics
CUSTOMIZED PAYMENT SOLUTION

Mobile

Forget cash and checks. Accept payments for goods and services through your tablet or cell phone. Convenient and secure.

Benefits Include:

On-the-go Pocket-size Design
EMV Chip or Magstripe
Android & Apple Capability
CUSTOMIZED PAYMENT SOLUTION

Terminals

Expand payment options for your customers with a credit card terminal. Choose from a wired connection at the front counter or a wireless device that moves with you.

Meet or Beat Offer

If we can't meet or beat your current effective rates, we'll pay you $500*.
Provide Statements
Provide two months of current processing statements** to us.
Statement Review
Fitech, Woodlands Bank’s merchant services provider, will review the statements.
Receive $500
If we cannot meet or beat your current effective rates, you will receive $500*.

*Funds paid by Fitech in the form of a Visa® gift card, and mailed to your business address within 30 days following statement review.

**To be eligible for the meet or beat offer, two months of processing statements from the trailing 12 months should be provided for effective rate comparison. Minimum monthly processing of $2,500.00 required for two of trailing 12 months. Franchise owners are ineligible for the meet or beat offer.

Get Started

Ready to start providing the very best payment solutions to your customers? Fill out the form and a payment solutions expert will be in contact with you to discuss your needs.

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Important Notice

Published 01/19/2025

All offices of Woodlands Bank will be closed January 20th, 2025 in observance of Dr. Martin Luther King Jr. Day. We will be back to normal hours on January 21st, 2025.

Important E-Statement Information

We would like to inform you that our e-statement customers will not receive a special paper statement on October 4, 2024. This statement will continue as an e-statement. With access to e-statements being unavailable during our upgrade weekend along with the delay of this e-statement being made available to you through Online Banking, we wanted to provide you with options available to you to receive your statement.
If you would like to receive a copy of your paper statement recapping your account activity from your last normal statement issued through Friday, October 4, 2024, please do one of the following:
On or after October 7, 2024:

  • Call us at 570.327.5263 to request a paper statement be mailed to your address.

  • Visit your local branch to request a paper statement.

System Upgrade Important Information

Published 10/4/2024

Our System Upgrade will begin today, Friday, October 4, 2024 and continue throughout the weekend. Please see below for important times.
Online and Mobile Banking will be unavailable starting at 6:00 PM today, and will be unavailable until the afternoon on Monday, October 7, 2024. Please make note of your balances and plan for your cash needs during the System Upgrade. Your debit card will continue to work normally throughout the upgrade weekend.
Mobile Check Deposit will be unavailable starting at 3:00 PM today. Checks can still be deposited by visiting your local branch until 5:00 PM today.
Bill Pay will be unavailable starting at 4:00 PM today. All bills schedule for payment prior to this will process according to when they are set to be paid.
All offices will be closing at 5:00 PM today and will be closed on Saturday, October 5, 2024.
Please visit https://woodlandsbank.com/system-upgrade/ for all updates.
We look forward to growing your experience with us!

Important Notice

Change in Branch Hours

We want to inform you that we are making some changes to our branch office hours. These changes will go into effect on January 1, 2024. Our primary reason for changing our hours is to allow our employees to have a better work-life balance. In-turn, this allows us to better retain our excellent employees which results in even higher standards of customer service that our customers know and love.

View New Hours

We understand that our new hours may affect some of our customers’ normal routines and for that we truly apologize. We recognize change like this can be hard.

  • $1000.00 daily minimum balance to earn interest & avoid a $5.00 monthly service charge.

Qualifying Requirements include:

  • At least 1 bill pay or ACH payment transaction
  • At least 12 debit card purchases

Note: Enrollment in e-Statements is required in order to open a High Interest or Cash Rewards checking account.

IRA Management

Changing jobs or retiring can be an exciting step in your life, but figuring out what to do with your retirement plan and other retirement assets can be confusing. Woodlands Bank Trust & Asset Management Services is here to assist you in making the right choice and will help you to achieve your long-term retirement goals.

Institutional Investment Management

Companies or organizations that hold funds or other assets can rely on Woodlands Bank Trust & Asset Management Services to assist them in managing their resources for long-term benefits. We will provide investment management during a period of time or into perpetuity.

Charitable Investment Management

Non-profit organizations that hold funds or other assets from charitable donations can utilize Woodlands Bank Trust & Asset Management Services to invest those funds for long-term benefits. We will provide investment management during a period of time or into perpetuity.

Executor & Estate Settlement Services

Choosing a qualified executor is essential to the timely and efficient administration of an estate. Our estate settlement services include acting as:

  • Executor
  • Agent for Executor

Estate & Financial Planning Services

The most common mistake in financial planning is not having a plan—having a strong financial and estate plan is vital to your financial health. We will work with you and your estate attorney to craft a plan for your unique needs.

Asset Management & Custodial Services

We will work with an individual to design a portfolio to fit their specific needs and objectives. Our duties will be determined by the type of account chosen.

  • Investment Management Accounts
  • Institutional Investment Accounts
  • Custody Account

Personal Trust Services

A trust permits an individual to carry out personal and financial objectives while providing protection for themselves and their family. The trust agreement sets forth the wishes of the individual, and it is the trustee’s responsibility to carry out those wishes. As a trustee, we will provide impartial advice and counseling for beneficiaries, investment management of the trust assets, continuity of management and a full accounting of all transactions. We offer:

  • Living Trusts
  • Testamentary Trusts (Trusts Under Will)
  • Life Insurance Trusts
  • Special Needs/Situations (Guardianships, Charitable)
  • Agent for Trustee

 

Treasurer's Checks

A Treasurer’s check is drawn on the bank’s own funds and signed by a bank employee. These checks are treated as guaranteed funds because the bank, rather than the purchaser, is responsible for paying the amount. They are commonly required for real estate and brokerage transactions. There is a small fee for these checks and they are only issued to bank customers.

Wire Transfers

Wire transfers help move money electronically from one person to another, domestically and internationally. This is an effective, safe way to transfer funds between banks. For a small fee, our customers can quickly send payments to others. The cutoff time is 1PM for International wires and 2PM for Domestic wires each business day.

Safe Deposit Box

A safe deposit box is located inside a bank vault and is used to store valuables. A financial institution rents out safe deposit boxes, and they can be accessed with keys. For a small annual fee you can safely store your important papers, etc. You can access your box during the bank’s normal operating hours.

Notary Services

In the United States, a Notary Public is a person appointed by a state government and whose primary role is to serve the public as an impartial witness when important documents are signed. This service is available at each office of Woodlands Bank and is only available to bank customers.