Rev. 08/2018

Privacy Policy

Facts

What does Woodlands Bank Do With Your Personal Information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

When you are no longer our customer, we continue to share information described in this notice.

  • Social Security Number & Income
  • Account Balances & Payment History
  • Credit History & Credit Scores

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

How?

All financial companies need to share consumers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their consumers' personal information; the reasons Woodlands Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your information

Does Woodlands Bank share?

Can you limit this sharing?

For our everyday business purposes–such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes–to offer our products and services to you

Yes

No

For joint marketing with other financial companies

Yes

No

For our affiliates' everyday business purposes–information about your transactions and experiences

No

We don't share

For our affiliates' everyday business purposes–information about your creditworthiness

No

We don't share

For nonaffiliates to market to you

No

We don't share

Questions?

Page 2

 

Have Questions or Need Help? We are Here to Help

570.327.5263
wbwebmail@woodlandsbank.com
Locations

Who we are

Who is providing this notice?

Woodlands Bank

What we do

How does Woodlands Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Woodlands Bank collect my personal information?

We collect your personal information, for example, when you

  • Open an account or Deposit Money
  • Pay Bills or Apply for a Loan
  • Use your Credit/Debit Card
We also collect your information from credit bureaus.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes–information about your creditworthiness
  • afilliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Woodlands Bank has no affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Woodlands Bank does not share information with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partner include financial service providers such as mortgage bankers, securities broker-dealers and Fintechs.