CREDIT CARDS

*0% Intro Annual Percentage Rate applies to purchases and balance transfers for the first 12 billing cycles after account opening. When this period ends, your APR will vary based on the highest U.S. Prime Rate published in the Wall Street Journal on the last business day of the calendar month prior to your statement closing date (“Last Business Day”) and apply it beginning with the first billing period following the Last Business Day. We add a margin to the Prime Rate to determine variable APRs. APRs shown here are based on a 8.50% Prime Rate. For each billing period, the APR may increase or decrease with the Prime Rate. Rewards Platinum APRs are currently between 15.24% and 25.24%, Platinum Edition APRs are currently between 14.24% and 24.24%, Cash Rewards Platinum APRs are currently between 18.24% and 28.24% and Excursion Visa Signature APRs are currently between 18.24% and 24.24%. Rewards Platinum, Platinum Edition, and Excursion Visa Signature Cash Advance APRs are currently 27.24%, Cash Rewards Platinum Cash Advance APRs are currently between 27.24%-30.24%. All APRs are based on creditworthiness. Rates are accurate as of November 15, 2023 and are subject to change. To find out what may have changed, contact us or check our website for current rates. If you make a late payment or make a payment that is returned unpaid during the introductory period we may end your introductory APR and apply the standard purchase and balance transfer APR. Balance transfer fees are either $5 or 3% of each balance transferred, whichever is greater. Cash advance fees are either $5 or 3% of each cash advance, whichever is greater. Foreign transaction fees, for merchants located outside of the U.S., are (a) 1% of the U.S. dollar amount of the transaction, if converted from a foreign currency, or (b) 1% of the U.S. dollar amount of the transaction, if made in U.S. dollars. Subject to credit approval. This card is issued by TCM Bank, N.A.

Notice: Secured Platinum Visa
**APR will vary based on the U.S. Prime Rate as published in the Wall Street Journal. Secured Platinum APR for purchases and balance transfers is currently 24.24% and 27.24% for cash advances. Rates are accurate as of September 1, 2023 and are subject to change. To find out what may have changed, contact us or check our website for current rates. Annual fee for Secured Platinum cardholders is $29. If you make a late payment or make a payment that is returned unpaid a fee of up to $40 may be charged. Balance transfer fees are either $5 or 3% of each balance transferred, whichever is greater. Cash advance fees are either $5 or 3% of each cash advance, whichever is greater. Foreign transaction fees, for merchants located outside of the U.S., are 1% of the U.S. dollar amount of each transaction made in a foreign currency, in U.S. dollars outside the U.S., or (whether in a foreign currency or in U.S. dollars) with a foreign merchant. Subject to credit approval. This card is issued by TCM Bank, N.A.