Important Information: Service Disruptions Starting 10/4
Important Information: All Branches Closed 11/28
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Solutions for Every Business

Growing your own business is hard. We are here to help, every step of the way. Today’s business environment demands insightful action, wise decisions and a plan to take advantage of opportunities. Maximizing the growth of your business requires money; money for capital equipment, working capital, property and acquisitions. Woodlands Bank can help. Our commercial account officers are focused on just one thing—giving you the assistance your business needs to thrive.

Real EstateWorking CapitalEquipmentVehicleLines of Credit

Just Starting Out with a New Business?

We are here to help. Check out some of our resources we make available to you, to help grow your business.
Business Resources

Commercial Real Estate Financing

Financing

Grow Your Business

Having the financial power to acquire the real estate that you need to grow your business can sometimes be difficult. Woodlands Bank offers a wide variety of Commercial Real Estate Loan solutions to help you grow your business without the worry of figuring out how to finance it.
Secured By Real Estate
Long-Term Loan
Based On Market Value
Have Questions? We have Answers.
Commercial Lending ExpertsView Branch Locations & Hours
  • Explore Other Commercial Loans

    • Working Capital Loans

    Loans

    Cash Flow When You Need It

    Having the financial power to run your business how you want is essential to the success of your business. It's time to stop making decisions based on your cash flow and start making decisions that will grow your cash flow. With a Working Capital Loan, Woodlands Bank commercial lending experts can help you tailor a solution that will fit your business needs.
    1 to 5 Year Maturities Available
    Relief When Cash flow is Low
    Custom Tailoring Available
    Have Questions? We have Answers.
    Commercial Lending ExpertsView Branch Locations & Hours
  • Explore Other Commercial Loans

    • Equipment Financing

    Financing

    Improve the Equipment You Rely On

    Equipment is essential in keeping your business running smoothly. When that equipment breaks down, repairs or replacements can be costly. Woodlands Bank can assist your business with all your equipment financing needs. We are here to make sure your equipment is up and running in no time, so you can get back to what matters most—running your business.
    Finance New Equipment
    Improve your Production Processes
    Equipment Upgrades
    Have Questions? We have Answers.
    Commercial Lending ExpertsView Branch Locations & Hours
  • Explore Other Commercial Loans

    • Vehicle Financing

    Financing

    Ride with Confidence

    Woodlands Bank understands you want to present your business in the most professional and cohesive way. One of those ways is through company vehicles. Woodlands Bank can assist your business with all your Vehicle financing needs. We can assist you in everything from replacing a company vehicle to acquiring an entire fleet.
    Replace Company Vehicles
    Finance an entire fleet of vehicles
    Improve your Professional Image
    Have Questions? We have Answers.
    Commercial Lending ExpertsView Branch Locations & Hours
  • Explore Other Commercial Loans

    • Lines of Credit

    Business Lines of Credit

    Money When You Need it Most

    Some market types can be unpredictable at times. Sometimes you need extra financing and other times you don't. Woodlands understands this need, which is why we offer Lines of Credit to help get you the money you need, when you need it and save it when you don't. Letters of credit also available.
    Financing When You Need It
    Great for Seasonal Business Types
    Increase Your Current Assets
    Have Questions? We have Answers.
    Commercial Lending ExpertsView Branch Locations & Hours
  • Explore Other Commercial Loans

    • Just Starting Out with a New Business?

    We are here to help. Check out some of our resources we make available to you, to help grow your business.
    Business ResourcesMerchant Services

    Important Notice

    Published 11/27/2024

    All offices of Woodlands Bank will be closed on Thursday, November 28 in observance of Thanksgiving. We will be back to normal hours on November 29, 2024.

    Important E-Statement Information

    We would like to inform you that our e-statement customers will not receive a special paper statement on October 4, 2024. This statement will continue as an e-statement. With access to e-statements being unavailable during our upgrade weekend along with the delay of this e-statement being made available to you through Online Banking, we wanted to provide you with options available to you to receive your statement.
    If you would like to receive a copy of your paper statement recapping your account activity from your last normal statement issued through Friday, October 4, 2024, please do one of the following:
    On or after October 7, 2024:

    • Call us at 570.327.5263 to request a paper statement be mailed to your address.

    • Visit your local branch to request a paper statement.

    System Upgrade Important Information

    Published 10/4/2024

    Our System Upgrade will begin today, Friday, October 4, 2024 and continue throughout the weekend. Please see below for important times.
    Online and Mobile Banking will be unavailable starting at 6:00 PM today, and will be unavailable until the afternoon on Monday, October 7, 2024. Please make note of your balances and plan for your cash needs during the System Upgrade. Your debit card will continue to work normally throughout the upgrade weekend.
    Mobile Check Deposit will be unavailable starting at 3:00 PM today. Checks can still be deposited by visiting your local branch until 5:00 PM today.
    Bill Pay will be unavailable starting at 4:00 PM today. All bills schedule for payment prior to this will process according to when they are set to be paid.
    All offices will be closing at 5:00 PM today and will be closed on Saturday, October 5, 2024.
    Please visit https://woodlandsbank.com/system-upgrade/ for all updates.
    We look forward to growing your experience with us!

    Important Notice

    Change in Branch Hours

    We want to inform you that we are making some changes to our branch office hours. These changes will go into effect on January 1, 2024. Our primary reason for changing our hours is to allow our employees to have a better work-life balance. In-turn, this allows us to better retain our excellent employees which results in even higher standards of customer service that our customers know and love.

    View New Hours

    We understand that our new hours may affect some of our customers’ normal routines and for that we truly apologize. We recognize change like this can be hard.

    • $1000.00 daily minimum balance to earn interest & avoid a $5.00 monthly service charge.

    Qualifying Requirements include:

    • At least 1 bill pay or ACH payment transaction
    • At least 12 debit card purchases

    Note: Enrollment in e-Statements is required in order to open a High Interest or Cash Rewards checking account.

    IRA Management

    Changing jobs or retiring can be an exciting step in your life, but figuring out what to do with your retirement plan and other retirement assets can be confusing. Woodlands Bank Trust & Asset Management Services is here to assist you in making the right choice and will help you to achieve your long-term retirement goals.

    Institutional Investment Management

    Companies or organizations that hold funds or other assets can rely on Woodlands Bank Trust & Asset Management Services to assist them in managing their resources for long-term benefits. We will provide investment management during a period of time or into perpetuity.

    Charitable Investment Management

    Non-profit organizations that hold funds or other assets from charitable donations can utilize Woodlands Bank Trust & Asset Management Services to invest those funds for long-term benefits. We will provide investment management during a period of time or into perpetuity.

    Executor & Estate Settlement Services

    Choosing a qualified executor is essential to the timely and efficient administration of an estate. Our estate settlement services include acting as:

    • Executor
    • Agent for Executor

    Estate & Financial Planning Services

    The most common mistake in financial planning is not having a plan—having a strong financial and estate plan is vital to your financial health. We will work with you and your estate attorney to craft a plan for your unique needs.

    Asset Management & Custodial Services

    We will work with an individual to design a portfolio to fit their specific needs and objectives. Our duties will be determined by the type of account chosen.

    • Investment Management Accounts
    • Institutional Investment Accounts
    • Custody Account

    Personal Trust Services

    A trust permits an individual to carry out personal and financial objectives while providing protection for themselves and their family. The trust agreement sets forth the wishes of the individual, and it is the trustee’s responsibility to carry out those wishes. As a trustee, we will provide impartial advice and counseling for beneficiaries, investment management of the trust assets, continuity of management and a full accounting of all transactions. We offer:

    • Living Trusts
    • Testamentary Trusts (Trusts Under Will)
    • Life Insurance Trusts
    • Special Needs/Situations (Guardianships, Charitable)
    • Agent for Trustee

     

    Treasurer's Checks

    A Treasurer’s check is drawn on the bank’s own funds and signed by a bank employee. These checks are treated as guaranteed funds because the bank, rather than the purchaser, is responsible for paying the amount. They are commonly required for real estate and brokerage transactions. There is a small fee for these checks and they are only issued to bank customers.

    Wire Transfers

    Wire transfers help move money electronically from one person to another, domestically and internationally. This is an effective, safe way to transfer funds between banks. For a small fee, our customers can quickly send payments to others. The cutoff time is 1PM for International wires and 2PM for Domestic wires each business day.

    Safe Deposit Box

    A safe deposit box is located inside a bank vault and is used to store valuables. A financial institution rents out safe deposit boxes, and they can be accessed with keys. For a small annual fee you can safely store your important papers, etc. You can access your box during the bank’s normal operating hours.

    Notary Services

    In the United States, a Notary Public is a person appointed by a state government and whose primary role is to serve the public as an impartial witness when important documents are signed. This service is available at each office of Woodlands Bank and is only available to bank customers.