High InterestChecking Acount
Open Online
The Basics
We believe in rewarding account holders. With this account, we basically pay you to bank with us. All High Interest accounts are free, plus they pay monthly rewards to fit your lifestyle.
The Perks
Earn High Interest
No Monthly Fees, No minimum balance
Refunds on ATM fees, nationwide*
1.50% APY* on balances up to $20,000*
1.50% to 0.25% APY* on balances $20,000 and above, depending on balance in account*
If qualifications aren’t met, you’ll earn 0.05% APY*
- The Details -
Qualification Requirements
Qualifying for your High Interest checking rewards automatically qualifies you for the highest
Saver savings account rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your High Interest account during each monthly Monthly Qualification Cycle
At least 1 bill pay or ACH payment transaction
At least 12 debit card purchases
Account Opening Requirements
Enrollment in e-Statements is required in order to open a High Interest checking account.
Didn't Qualify this cycle? No Problem.
Even if you don’t meet these qualifications, don’t worry — your account is still free. Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify. Base rates are as follows
Base Interest Rate
0.0499%
Annual Percentage Yield (APY)
0.05%
- The Benefits -
When your High Interest account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account on the last day of the current statement cycle: