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Kasasa Cash®- Checking Account -

Kasasa Cash®

- Checking Account -
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The Basics

The Basics

We believe in rewarding account holders. With this account, we basically pay you to bank with us. All Kasasa Cash® accounts are free, plus they pay monthly rewards to fit your lifestyle.
We believe in rewarding account holders.With this account, we basically pay you to bank with us. All Kasasa Cash® accounts are free, plus they pay monthly rewards to fit your lifestyle.
 

The Perks

The Perks

1.50% APY* on balances up to $20,000

1.50% APY* on balances up to $20,000

No Monthly Fees, No minimum balance

No Monthly Fees, No minimum balance

Refunds on ATM fees, nationwide

Refunds on ATM fees, nationwide

High InterestChecking Acount
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The Basics

We believe in rewarding account holders. With this account, we basically pay you to bank with us. All High Interest accounts are free, plus they pay monthly rewards to fit your lifestyle.

The Perks

Earn High Interest

No Monthly Fees, No minimum balance

Refunds on ATM fees, nationwide*

 

1.00% APY* on balances up to $20,000*

1.00% to 0.25% APY* on balances $20,000 and above, depending on balance in account*

If qualifications aren’t met, you’ll earn 0.05% APY*

- The Details -

Qualification Requirements

Qualifying for your High Interest checking rewards automatically qualifies you for the highest Saver savings account rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your High Interest account during each monthly Monthly Qualification Cycle

At least 1 bill pay or ACH payment transaction

At least 12 debit card purchases

Account Opening Requirements

Enrollment in e-Statements is required in order to open a High Interest checking account.

Didn't Qualify this cycle? No Problem.

Even if you don’t meet these qualifications, don’t worry — your account is still free. Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify. Base rates are as follows
Base Interest Rate

0.0499%

Annual Percentage Yield (APY)

0.05%

- The Benefits -

When your High Interest account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account on the last day of the current statement cycle:

1.00% APY* on balances up to $20,000

1.00% - 0.25% APY* on balances over $20,000

0.05% APY* when qualifications aren’t met

Refunds on ATM fees, nationwide*

No minimum balance to earn rewards

Link to a Saver account for easy savings

No monthly service fee

Free e-statements

Free mobile banking

Free MasterCard® debit card

No minimum deposit to open

Free online banking with bill pay

Ready to Open Your Account?

Open Your High Interest Checking Online, Quickly and Securely
*Additional Terms
When your High Interest qualifications are met during a Monthly Qualification Cycle, an interest rate of 0.996% will be paid on the portion of your daily balance that is less than or equal to $20,000 and the annual percentage yield (APY) for this tier is 1.00%. An interest rate of 0.250% will be paid on the portion of your daily balance that is greater than $20,000. This will result in an APY for this tier ranging from 1.00% to 0.25%, depending on the account’s entire balance. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. You will also receive reimbursement of ATM fees imposed by other U.S. financial institutions up to an aggregate amount of $25.00 per Monthly Qualification Cycle. ATM fees will be reimbursed up to a maximum of $5.00 per ATM transaction. When High Interest account qualifications are not met, the interest rate paid on the High Interest account will reflect 0.0499% on the entire balance, with an APY of 0.05% and ATM fees are not refunded. The Annual Percentage Yields (APY’s) are accurate as of 5/20/2022 and is subject to change without notice. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. There are no recurring monthly maintenance charges or fees to open or close this account. At least twelve (12) debit card (PIN or signature based purchases accepted) purchases and one (1) ACH debit or bill payment must post & settle during the Monthly Qualification Cycle. Rates and rewards are variable and may change at any time after account is opened. Fees may reduce earnings. Contact one of Woodlands Bank’s Customer Service Representatives for additional information, details, restrictions, processing limitations and enrollment instructions.