Cash Rewards- Checking Account -
Cash Rewards- Checking Account -
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The Basics

The Basics

With this account, we pay you to shop. Instead of paying for your checking account, this account actually pays you! Enjoy cash rewards on your everyday debit card purchases, with no category restrictions.
With this account, we pay you to shop. Instead of paying for your checking account, this account actually pays you! Enjoy cash rewards on your everyday debit card purchases, with no category restrictions. 
 

The Perks

The Perks

3.00% Cash Rewards on Debit Card Purchases*

3.00% cash rewards on debit card purchases*

No Monthly Fees, No Minimum Balance

No Monthly Fees, No Minimum Balance

No Category Restrictions on Purchases

No Category Restrictions on Purchases

- The Details -

Qualification Requirements

Earning your refunds and cash rewards is easy! Just do a few simple things you probably already do. Enrollments must be in place and all of the following transactions and activities must post and settle to your Cash Rewards checking account during each Monthly Qualification Cycle

At least 1 bill pay or ACH payment transaction

At least 12 debit card purchases

Account Opening Requirements

Enrollment in e-Statements is required in order to open a Cash Rewards checking account

Didn't Qualify this cycle? No Problem.

Even if you don’t meet these qualifications, don’t worry—your account is still free. You can get right back to earning your cash rewards the very next cycle that you qualify.

- The Benefits -

When your Cash Rewards account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account on the last day of the current statement cycle:
When your Cash Rewards account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account on the last day of the current statement cycle:

3.00% cash rewards on debit card purchases*

No category restrictions on purchases

Cash rewards earned on up to $300 in purchases monthly

Refunds on ATM fees, nationwide*

Link to a Saver savings account for easy savings

Earn up to $108 cash rewards per year, $9 per month*

No monthly service fee

Free MasterCard® debit card

No minimum balance to earn rewards

Free online banking with bill pay

Free mobile banking

No minimum deposit to open

Ready to Open Your Account?

Open Your Cash Rewards Checking Account Online, Quickly and Securely
*Additional Terms
When your Cash Rewards qualifications are met during a Monthly Qualification Cycle, you will receive 3.00% cash rewards on up to a total of $300.00 in debit card purchases that post and settle to the account during that cycle period. A maximum of $9.00 cash rewards may be earned per Monthly Qualification Cycle. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. You will also receive reimbursement of ATM fees imposed by other U.S. financial institutions up to an aggregate amount of $25.00 per Monthly Qualification Cycle. ATM fees will be reimbursed up to a maximum of $5.00 per ATM transaction. When Cash Rewards account qualifications are not met, no Cash Rewards payments are made and ATM fees are not reimbursed. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. There are no recurring monthly maintenance charges or fees to open or close this account. At least twelve (12) debit card (PIN or signature based purchases accepted) purchases and one (1) ACH debit or bill payment must post & settle during the Monthly Qualification Cycle. Rates and rewards are variable and may change at any time after account is opened. Fees may reduce earnings. Contact one of Woodlands Bank’s Customer Service Representatives for additional information, details, restrictions, processing limitations and enrollment instructions.