Credit CardsIncrease Your Buying Power

More Money When You Need It

Woodlands Bank has partnered with TCM Bank, NA to bring you the power of credit with community bank service. Several cards are offered, check them out & see which one is right for you.
Personal & Business Credit Cards

More Money When you Need It

Woodlands Bank has partnered with TCM Bank, NA to bring you the power of credit with community bank service. Several personal and business cards are offered, click "All Card Offers" to see which card is right for you.
*A penalty may be imposed for early withdrawal.
 

Go ahead, keep adding to your cart.

With Our Visa Platinum Consumer Credit Card
0%
Intro APR*

For First 12 Months

On purchases and balance transfers.

Excludes Secured Platinum Visa**

After intro, a variable APR* applies, currently between:

14.24-99.24%

Go ahead, keep adding to your cart.

With Our Visa Platinum Consumer Credit Card
25%
Intro APR*

For 12 Months

On purchases and balance transfers.

After intro a variable APR* applies, currently between:

10.99-100.99%
 

Get More Money When You Need It

Apply Today

You'll be redirected to our partner's site to complete the application.

*0% Intro Annual Percentage Rate applies to purchases and balance transfers for the first 12 billing cycles after account opening. When this period ends, your APR will vary based on the highest U.S. Prime Rate published in the Wall Street Journal on the last business day of the calendar month prior to your statement closing date (“Last Business Day”) and apply it beginning with the first billing period following the Last Business Day. We add a margin to the Prime Rate to determine variable APRs. APRs shown here are based on a 8.50% Prime Rate. For each billing period, the APR may increase or decrease with the Prime Rate. Rewards Platinum APRs are currently between 15.24% and 25.24%, Platinum Edition APRs are currently between 14.24% and 24.24%, Cash Rewards Platinum APRs are currently between 18.24% and 28.24% and Excursion Visa Signature APRs are currently between 18.24% and 24.24%. Rewards Platinum, Platinum Edition, and Excursion Visa Signature Cash Advance APRs are currently 27.24%, Cash Rewards Platinum Cash Advance APRs are currently between 27.24%-30.24%. All APRs are based on creditworthiness. Rates are accurate as of November 15, 2023 and are subject to change. To find out what may have changed, contact us or check our website for current rates. If you make a late payment or make a payment that is returned unpaid during the introductory period we may end your introductory APR and apply the standard purchase and balance transfer APR. Balance transfer fees are either $5 or 3% of each balance transferred, whichever is greater. Cash advance fees are either $5 or 3% of each cash advance, whichever is greater. Foreign transaction fees, for merchants located outside of the U.S., are (a) 1% of the U.S. dollar amount of the transaction, if converted from a foreign currency, or (b) 1% of the U.S. dollar amount of the transaction, if made in U.S. dollars. Subject to credit approval. This card is issued by TCM Bank, N.A.
Notice: Secured Platinum Visa
**APR will vary based on the U.S. Prime Rate as published in the Wall Street Journal. Secured Platinum APR for purchases and balance transfers is currently 24.24% and 27.24% for cash advances. Rates are accurate as of September 1, 2023 and are subject to change. To find out what may have changed, contact us or check our website for current rates. Annual fee for Secured Platinum cardholders is $29. If you make a late payment or make a payment that is returned unpaid a fee of up to $40 may be charged. Balance transfer fees are either $5 or 3% of each balance transferred, whichever is greater. Cash advance fees are either $5 or 3% of each cash advance, whichever is greater. Foreign transaction fees, for merchants located outside of the U.S., are 1% of the U.S. dollar amount of each transaction made in a foreign currency, in U.S. dollars outside the U.S., or (whether in a foreign currency or in U.S. dollars) with a foreign merchant. Subject to credit approval. This card is issued by TCM Bank, N.A.
 

Get More Money When You Need It

Apply Today

You'll be redirected to our partner's site to complete the application.

Notice
Minimum deposit required of $500 to open CD and receive the annual percentage yield (APY) shown above. Minimum deposit required of $250 to open IRA CD and receive the annual percentage yield (APY) shown above. A penalty may be imposed for early withdrawal from a CD. The Annual Percentage Yield above is accurate and effective as of September 17, 2018 and may change thereafter for new accounts. Fees may reduce the earnings on the account. Offer is subject to change at any time. Offer is limited to Consumer and Business CD only. Brokered CDs are not included in the rate promotion offer.
 

Go ahead, keep adding to your cart.

With Our Visa Platinum Consumer Credit Card
0%
Intro APR*

For 12 Months

On purchases and balance transfers.

After intro, a variable APR* applies, currently between:

8.99-99.99%

Go ahead, keep adding to your cart.

With Our Visa Platinum Consumer Credit Card
25%
Intro APR*

For 12 Months

On purchases and balance transfers.

After intro a variable APR* applies, currently between:

24.24-100.24%
 

Get More Money When You Need It

Apply Today

You'll be redirected to our partner's site to complete the application.

Notice
*0% Intro Annual Percentage Rate applies to purchases and balance transfers for the first 12 billing cycles after account opening. When this period ends, your APR will vary based on the U.S. Prime Rate as published in the Wall Street Journal. Rewards Platinum APRs are currently between 9.99% and 19.99%, Platinum Edition APRs are currently between 8.99% and 18.99%, and Cash Rewards Platinum APRs are currently between 12.99% and 22.99%. All APRs are based on creditworthiness. Rates are accurate as of April 30, 2020 and are subject to change. To find out what may have changed, contact us or check our website for current rates. If you make a late payment or make a payment that is returned unpaid during the introductory period we may end your introductory APR and apply the standard purchase and balance transfer APR. Balance transfer fees are either $5 or 3% of each balance transferred, whichever is greater. Cash advance fees are either $5 or 3% of each cash advance, whichever is greater. Foreign transaction fees, for merchants located outside of the U.S., are (a) 1% of the U.S. dollar amount of the transaction, if converted from a foreign currency, or (b) 0.8% of the U.S. dollar amount of the transaction, if made in U.S. dollars. Subject to credit approval. This card is issued by TCM Bank, N.A.
 

Get More Money When You Need It

Apply Today

You'll be redirected to our partner's site to complete the application.

Notice
*0% Intro Annual Percentage Rate applies to purchases and balance transfers for the first 12 billing cycles after account opening. When this period ends, your APR will vary based on the highest U.S. Prime Rate published in the Wall Street Journal on the last business day of the calendar month prior to your statement closing date (“Last Business Day”) and apply it beginning with the first billing period following the Last Business Day. We add a margin to the Prime Rate to determine variable APRs. APRs shown here are based on a 8.50% Prime Rate. For each billing period, the APR may increase or decrease with the Prime Rate. Rewards Platinum APRs are currently between 15.24% and 25.24%, Platinum Edition APRs are currently between 14.24% and 24.24%, and Cash Rewards Platinum APRs are currently between 18.24% and 28.24%. Rewards Platinum Cash Advance APR is currently 27.24%, Platinum Edition Cash Advance APR is currently 27.24%, and Cash Rewards Platinum Cash Advance APRs are currently 27.24%-30.24%. All APRs are based on creditworthiness. Rates are accurate as of September 1, 2023 and are subject to change. To find out what may have changed, contact us or check our website for current rates. If you make a late payment or make a payment that is returned unpaid during the introductory period we may end your introductory APR and apply the standard purchase and balance transfer APR. Balance transfer fees are either $5 or 3% of each balance transferred, whichever is greater. Cash advance fees are either $5 or 3% of each cash advance, whichever is greater. Foreign transaction fees, for merchants located outside of the U.S., are (a) 1% of the U.S. dollar amount of the transaction, if converted from a foreign currency, or (b) 1% of the U.S. dollar amount of the transaction, if made in U.S. dollars. Subject to credit approval. This card is issued by TCM Bank, N.A.
Notice: Secured Platinum Visa
**APR will vary based on the U.S. Prime Rate as published in the Wall Street Journal. Secured Platinum APR for purchases and balance transfers is currently 24.24% and 27.24% for cash advances. Rates are accurate as of September 1, 2023 and are subject to change. To find out what may have changed, contact us or check our website for current rates. Annual fee for Secured Platinum cardholders is $29. If you make a late payment or make a payment that is returned unpaid a fee of up to $40 may be charged. Balance transfer fees are either $5 or 3% of each balance transferred, whichever is greater. Cash advance fees are either $5 or 3% of each cash advance, whichever is greater. Foreign transaction fees, for merchants located outside of the U.S., are 1% of the U.S. dollar amount of each transaction made in a foreign currency, in U.S. dollars outside the U.S., or (whether in a foreign currency or in U.S. dollars) with a foreign merchant. Subject to credit approval. This card is issued by TCM Bank, N.A.

Visa® Platinum Edition

Consumer Credit Card
Woodlands Bank Visa Platinum Credit Card

Feel Confident.

Enjoy No Annual Fee and receive a 0% Intro APR on purchases and balance transfers for 12 months. After that, the Variable APR will be 10.49% - 20.49% based on your creditworthiness. Here are the benefits you'll get with the Visa® Platinum Edition Consumer Credit Card
Apply Now

0% Intro APR

for 12 months

10.49% - 20.49% APR

After 12 months

Chip Card Security

Zero Fraud Liability

No Annual Fee

Additional Terms: This program is issued and administered by TCM Bank, N.A. Information on this disclosure was accurate as of May 1, 2018. Before you submit your application, please read through the Important Disclosures, which contain additional information about rates, fees, and other costs, as applicable. Each applicant must be at least 18 years of age.

Visa® Rewards Platinum

Consumer Credit Card
Woodlands Bank Visa Rewards Platinum Credit Card

Earn Points. Get Stuff.

Earn one point per dollar on net purchases. There's no cap on points you can earn and points never expire. Redeem points for merchandise, rental cars, cruises, hotels and airline travel with no blackout dates. Visit cRewards.com for details.
Apply Now

0% Intro APR

for 12 months

11.49% - 21.49% APR

After 12 months

Chip Card Security

Zero Fraud Liability

No Annual Fee

Additional Terms: This program is issued and administered by TCM Bank, N.A. Information on this disclosure was accurate as of May 1, 2018. Before you submit your application, please read through the Important Disclosures, which contain additional information about rates, fees, and other costs, as applicable. Each applicant must be at least 18 years of age.

Visa® Cash Rewards Platinum

Consumer Credit Card
Woodlands Bank Visa Cash Rewards Platinum Credit Card

Unlimited 1% Cash Back

Earn unlimited 1% cash back on net purchases. Cash rewards don't expire as long as your account remains open. Redeem for a statement credit anytime. Redemption starting at $25.
Apply Now

0% Intro APR

for 12 months

14.49% - 24.49% APR

After 12 months

Chip Card Security

Zero Fraud Liability

No Annual Fee

Additional Terms: This program is issued and administered by TCM Bank, N.A. Information on this disclosure was accurate as of May 1, 2018. Before you submit your application, please read through the Important Disclosures, which contain additional information about rates, fees, and other costs, as applicable. Each applicant must be at least 18 years of age.

Visa® Small Business Edition

Business Credit Card
Woodlands Bank Visa Platinum Business Credit Card

The Small Business Card

Receive a 0% Intro APR on purchases and balance transfers for six months and enjoy No Annual Fee. After that, the Variable APR will be 12.49% to 22.49% based on your creditworthiness.
Apply Now

0% Intro APR

for 6 months

12.49% - 22.49% APR

After 6 months

Free Employee Cards

Set Limits

No Annual Fee

Additional Terms: This program is issued and administered by TCM Bank, N.A. Information on this disclosure was accurate as of May 1, 2018. Before you submit your application, please read through the Important Disclosures, which contain additional information about rates, fees, and other costs, as applicable. Each applicant must be at least 18 years of age.

Visa® Small Business Rewards

Business Credit Card
Woodlands Bank Visa Small Business Rewards Business Credit Card

Grow Your Business

Earn one point per dollar on net purchases. There's no cap on points you can earn and points never expire. Redeem points for merchandise, rental cars, cruises, hotels and airline travel with no blackout dates. Visit cRewards.com for details.
Apply Now

0% APR

for 6 months

13.49% - 23.49% APR

After 6 months

Free Employee Cards

Set Limits

No Annual Fee

Additional Terms: This program is issued and administered by TCM Bank, N.A. Information on this disclosure was accurate as of May 1, 2018. Before you submit your application, please read through the Important Disclosures, which contain additional information about rates, fees, and other costs, as applicable. Each applicant must be at least 18 years of age.

Visa® Platinum Company Rewards

Business Credit Card
Woodlands Bank Visa Rewards Platinum Business Credit Card

Grow Your Business

For Non-profits, municipalities, and businesses with annual revenues greater than $7 Million or employees of 50 or more. Earn one point per dollar on net purchases. There's no cap on points you can earn and points never expire. Redeem points for merchandise, rental cars, cruises, hotels and airline travel with no blackout dates. Visit cRewards.com for details.
Apply Now

0% APR

if paid in full

23.49% APR

if entire balance is not paid

Free Employee Cards

Set Limits

No Annual Fee

Additional Terms: This program is issued and administered by TCM Bank, N.A. Information on this disclosure was accurate as of May 1, 2018. Before you submit your application, please read through the Important Disclosures, which contain additional information about rates, fees, and other costs, as applicable. Each applicant must be at least 18 years of age.