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Kasasa Cash®- Checking Account -

Kasasa Cash®

- Checking Account -
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The Basics

The Basics

We believe in rewarding account holders. With this account, we basically pay you to bank with us. All Kasasa Cash® accounts are free, plus they pay monthly rewards to fit your lifestyle.

We believe in rewarding account holders. With this account, we basically pay you to bank with us. All Kasasa Cash® accounts are free, plus they pay monthly rewards to fit your lifestyle.

 

The Perks

The Perks

2.00% APY* on balances up to $20,000

2.00% APY* on balances up to $20,000

No Monthly Fees, No minimum balance

No Monthly Fees, No minimum balance

Refunds on ATM fees, nationwide

Refunds on ATM fees, nationwide

- The Details -

Qualification Requirements

Qualifying for your Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each monthly Qualification Cycle

At least 1 bill pay or ACH payment transaction

Be enrolled in and agree to receive e-statements

At least 12 debit card purchases

Didn't Qualify this cycle? No Problem.

Even if you don’t meet these qualifications, don’t worry — your account is still free. Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify. Base rates are as follows
Base Interest Rate

0.0499%

Annual Percentage Yield (APY)

0.05%

- The Rewards -

When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account on the last day of the current statement cycle:

2.00% APY on balances up to $20,000

2% - 0.75% APY on balances over $20,000

0.05% APY when qualifications aren’t met

Refunds on ATM fees, nationwide*

Link to Kasasa Saver® for easy savings

No minimum balance to earn rewards

No monthly service fee

Free MasterCard® debit card

No minimum deposit to open

Free online banking with bill pay

Free mobile banking

Free e-statements

*Additional Terms
“Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. At least twelve (12) debit card (pin or signature based purchases accepted) purchases post & settle, one ACH debit or bill payment, and receipt of electronic statements are qualifications of this account. If qualifications are not met during a qualification cycle, ATM fees will not be refunded. No minimum balance required to earn rewards. Limit one (1) account per individual taxpayer identification number. There are no recurring monthly service charges or fees to open or close this account. Contact a Woodlands Bank team member for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.